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Insurance is a financial instrument which lets you mitigate the financial risks. Insurance provides financial cover for an eventuality whose occurrence may or may not occur. You can get insurance for quantifiable risks. Insurance is provided by different companies and can be bought by individuals for certain amount of money which is also called premium. Broadly speaking, there are two types of insurance- life and general. Life insurance includes term insurance, pension plans, traditional and unit linked insurance plans. General insurance includes car insurance, health insurance, accidental insurance etc. There are few other miscellaneous insurance like pet insurance, home insurance, fire insurance, liability insurance etc.

 
 

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